I am not a lawyer, doctor, certified financial planner, or a professional expert in anything other than drinking water treatment, which I don’t write about on this blog since it is an escape from my day job. The information and opinions presented on this blog are based on my own personal experiences. With this in mind, please be aware that I cannot be held liable for any actions you may take based on the content in this blog.

If you want to make a major financial/medical/legal change in your life, please consult an expert or use your own thoughts instead of solely relying on this blog. Again, what worked for me may not work for you.

This blog will hopefully use advertisements, affiliate links, or sponsored posts to generate income in the near future.